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FICO is an analytics company that is helping businesses make better decisions that drive higher levels of growth, profitability and customer satisfaction.
FICO is an analytics company that is helping businesses make better decisions that drive higher levels of growth, profitability and customer satisfaction.
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Who we are myFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO ® Scores are the most widely used credit scores, and have been an industry standard for more than 25 years.
FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services.
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.
A FICO® score is a particular brand of credit score that helps lenders determine how likely you are to pay back a loan. It is used by Fannie Mae and Freddie Mac.
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All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, and may include additional FICO ® Score versions. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether.
FICO scores are widely used by lenders to assess credit. Learn what a FICO score is, how it’s calculated and what factors impact your score.
FICO 10 is the base model in the new scoring family. Released in 2020, it refines how lenders assess risk using newer data and stronger predictive analytics. It still uses the standard 300–850 scale but sharpens how late payments, personal loans, and debt patterns are evaluated.
